CardPointe: A Virtual Payment Terminal
CardPointe's virtual terminal is a browser-based system that enables your business to accept payments in various forms, including virtual, card-present, card-not-present, in-person, or phone transactions. The terminal is secured with patented tokenization to prevent fraud and can be easily paired with other secure POS devices, such as Clover.
CardPointe Terminal Features
Perfect for e-businesses, online retailers, bricks and clicks (ordering online, store pickup), and traditional brick and mortar merchants. Virtual terminals are the online equivalent of a physical point of sale terminal found in just about every retail outlet. The transactions are handled in much the same way with the exception that payment gateways protect credit card details. The purchaser’s personal credit information, such as credit card numbers and verification codes, are encrypted to ensure that information passes securely between the customer and the merchant and between merchant and Sales Sense Payments. ​
Virtual Terminal
Recurring Billing
Check Processing (ACH)
Reporting Tool
Face-to-Face Compatibility
Bill Payments
Host Your Online Payment Page
with CardPointe
CardPointe also offers a customizable Hosted Payment Page (HPP) to add to your website so transactions are kept simple and safe. CardPointe HPP requires no developer involvement, so set up is quick and simple. It is directly integrated into the CardConnect Gateway and protected by CardSecure solutions, so you can easily manage your PCI compliance.
Enroll in the Merchant Surcharge Program with CardPointe Gateway
Surcharging allows merchants to add a "% checkout fee" to a credit card transaction, paid by the cardholder, to help cover the merchant’s credit card processing fees. The CardPointe Gateway supports the Merchant Surcharge Program to allow eligible merchants to add a surcharge on applicable credit card transactions.
01
Enrolling
When you enroll in the Merchant Surcharge program, a fixed 3.0% surcharge rate is set for your merchant account. Once enabled, this surcharge rate is automatically applied to the subtotal amount of all eligible transactions.The Merchant Surcharge Program under CardPointe is only available to qualifying merchants enrolled in a Merchant Services account and processing on the First Data Rapid Connect platform.
03
Regional Restrictions
For card-not-present transactions, if the cardholder resides in a restricted region, the 3.0% surcharge will not be applied.
02
Transaction Eligibility
Eligible transactions are all credit card payments, including recurring payments.